Terms of Service

Last updated: 10 November 2026

Purpose

Local Finance Agent is a private, experimental tool for the owner's personal financial organization and analysis. It is not commercially available or intended for use by other persons.

Read-only banking access

Where banking integrations are enabled, the application is intended to request account-information access only with the account holder's authorization. It does not initiate payments, make transfers, or execute financial transactions.

Accuracy and review

Automated extraction, categorization, and AI-assisted analysis can contain errors. The owner is responsible for reviewing imported transactions, reconciling totals, and verifying all results before relying on them. Generated analyses are informational, not professional financial, investment, tax, or legal advice.

Connected services

Bank connectivity may be provided by Enable Banking. Optional report publishing may use Google Sheets. These third-party services are governed by their respective terms and privacy practices. Using these integrations may require separate authorizations.

Availability and changes

The application is under development; features, integrations, and availability may change without notice. The owner may discontinue its use at any time.

Access and responsibility

Bank authorization and integration credentials must be handled securely. The owner remains responsible for account access, the security of the host system, and the decision to export information to other services.

This text is intended for a private project and should be checked for accuracy against the implemented system before production use.